With the holidays approaching rapidly many of you may be considering getting a new credit card. Chase is at the top of my card list and today I am going to tell you why.
Chase Offers Ultimate Rewards
Chase Ultimate Rewards is a rewards program that is available to Chase Freedom, Chase Sapphire, and Ink from Chase cardholders. When you utilize any of those cards, you earn points on every purchase and those points can be redeemed for your choice of rewards including travel, experiences, merchandise, gift cards, and even cash back.
Ultimate Rewards gives cash back via direct deposit starting at $20 for 2,000 points. Merchandise redemptions and gift cards are available at the same prices you would pay in store without additional mark ups (i.e. a $50 product/gift card costs 5,000 points). And Ultimate Rewards can be used for exclusive, VIP access to concerts, sporting events and movie premieres, in addition to travel on any flight, any time without blackout dates or restrictions.
Why Chase Has My Attention
Honestly, when selecting a credit card I look at the benefits that it provides. I shop online for presents so if a card can offer me a good rate and cash back I am pleased. With the holidays upon us, Ultimate Rewards is ideal because it allows us to stretch our dollars during the holiday shopping season. This can be done by either redeeming rewards for holiday gifts for loved ones or using your credit card with Ultimate Rewards so you earn points while shopping.
The best part is when you get on board with Ultimate Rewards you will be provided with a personalized experience. They have redesigned UltimateRewards.com, making it easier to redeem your points for the rewards that matter most to you, as content is tailored based on card activity and reward offerings that you “like.”. It’s like Ultimate Rewards is a one-stop shop for shopping and savings, during the holidays and year-round.
My Holiday Shopping Plan
This year I decided to give back when doing my holiday shopping. I am only shopping from small businesses to support them and give back to the businesses that may not get much business. With Ultimate Rewards, you could shop with small businesses and gain cash back as a reward for giving back. Small businesses have great products and services and from what I have experienced so far, I have been able to get a lot more stuff for those who I have to Christmas shop for because majority of the small businesses have affordable products.
If you are in the market for a new card that rewards you for using it, you definitely need to look into Chase Ultimate Rewards. If you are a big online shopper like me, you will find that your points will be racking up and you could put it towards more Christmas gifts for your loved ones or you could treat yourself to some items after the holiday madness is over.
What do you look for when selecting a credit card?