How to Find the Best Disability Insurance When Self-Employed

Declines in job security have encouraged more Americans to move into self-employment. The latest research reveals that nearly 30% of Americans are now self-employed. Self-employment has traditionally not been the norm and you may be wondering how you can get the right insurance coverage for disabilities. Will insurers even cover you? How can you get …

Health Insurance for the Self-Employed: Here’s What You Need to Know

Health insurance, or a lack thereof, is a major threat to public health across the nation and has been for many years. Approximately 27.5 million Americans had no health insurance in 2018, and this is only rising, particularly in the elderly. The self-employed are also highly likely to not have adequate health insurance. From excellent …

Tips for Celebrating Your Significant Other’s Birthday on a Budget

Birthdays are something to look forward to, but if you don’t have any money the date can fill you with dread. While it may be tempting to put a wild birthday for your significant other on the credit card, this is a dangerous game to play. The average American has $6,194 of credit card debt, …