Disclosure: “This post is sponsored by Savings.com.”
Prescriptions are expensive these days – even if you have insurance.
If you don’t have insurance you could be looking at spending more than $100 on much-needed antibiotics.
The high cost of prescriptions puts many in a situation where they have to choose between having essentials for their family or putting their health at risk, which isn’t ideal.
Therefore, today, I wanted to share some options that will allow you to get the best deals on your prescriptions without having to make the hard decision of sacrificing in one aspect of your life to make sure your health is taken care of.
Go For Generic Options
Whenever possible go for generic prescriptions.
Most medications have a generic option that is a lot cheaper than the brand name.
Furthermore, the majority of the time the generic option works just as well as the brand name.
The next time your doctor is trying to prescribe a brand name medication simply ask them if there are any generic options that would provide the same results.
Shop Around For The Best Pharmacy
The price of prescriptions varies based on the pharmacy that you go to. For example, Riteaid and Walmart are known for filling prescriptions cheaper than if you go to Walgreens or CVS for most medications.
I found this out when I was refilling my inhaler prescription. Walgreens is typically my go-to pharmacy because it’s close and whenever I think of prescriptions refills Walgreens is the first place that comes to mind. However, I was in Walmart one day and decided to get my prescription filled while I did a little shopping and it was about $20 cheaper than Walgreens.
Another instance more recently was when I needed antibiotics filled. The nurse at Virtuwell suggested an app to find the best deal and it turned out that RiteAid had the cheapest prescription. Plus, since Riteaid is only a block away from Walgreens, there was no inconvenience on my part.
So, I said all of that just to show you that shopping around can result in you getting the best deals on your prescriptions. You may spend a few moments researching (or using a comparison app), but the amount of money you’ll save on your medications will be worth it.
Use a Prescription Discount App
If you have a smartphone, there’s literally no reason why you should be paying full price for your prescriptions.
There are so many free prescription discount apps – many which don’t even require you to sign up for an account to use.
If you aren’t using a prescription discount app I would recommend that you check out the following:
ValpakRx is one of the newer prescription discount apps that I’ve come across.
What I like about them is in addition to providing a free app they also provide a pharmacy discount card.
Furthermore, currently, more than 35,000 stores partner with them, the average person saves $61 per prescription, AND they never collect any of your personal information.
When using ValpakRX you can be confident knowing that 80% of the time they’ll be able to save you money, they can help you out when your insurance doesn’t cover a prescription or you have a high deductible, AND the helpful price lookup feature saves you time by comparing the prices of the prescription at your local pharmacies.
Use a Pharmacy Discount Card
Don’t trash those free pharmacy discount cards that come in the mail.
Even if you don’t have prescriptions that you have to refill frequently or you never get sick, you never know when you’ll need to have a prescription filled.
Those pharmacy discount cards that come in the mail typically don’t require you to sign up to use them. All you have to do is put it in your wallet and when you find yourself filling a prescription pull it out and watch the savings come in.
For commonly prescribed medications a pharmacy discount card could help you save as much as 85% off of your prescription AND you can use these cards even if you have health insurance.
Ask Your Healthcare Provider to Prescribe The Most Affordable Option
Medications usually come in a variety of forms. For example, you have pills, creams, liquids, etc.
Unless there’s a specific reason why you need to take medication a specific way, ask your healthcare provider to prescribe the most affordable option.
While they probably won’t be able to tell you the exact pricing of the medication, they will have an idea of which form will be the cheapest.
Conclusion: You Don’t Have to Pay Full Price For Prescriptions
Don’t avoid going to the doctor or refilling your medications because you’re afraid of what the price tag will be. Instead, use generic options when possible, shop around for the pharmacy that has the best price, use prescription discount apps and pharmacy discount cards, and most importantly, voice your financial concerns to your healthcare provider.
What do you do to make sure you’re getting the best deals on your prescriptions?